it’s a life goal. But with rising prices, inflation, and skyrocketing rents, buying or even building a small house feels like an impossible mission for low and middle-income earners. Recognizing this growing struggle, the Punjab Government has relaunched its “Mera Ghar Mera Ashiana” Housing Scheme, and this time, it’s even more inclusive and easier to apply for — especially online.
What is the “Mera Ghar Mera Ashiana” Housing Scheme?
The “Mera Ghar Mera Ashiana” program is a low-cost housing project initiated by the Punjab Government to provide affordable homes to the underprivileged, low-income, and working-class families of the province.
Affordable housing
Subsidized rates
Easy monthly installments
Priority for widows, orphans, disabled citizens & laborers
Project Locations (2025 Phase)
- Lahore (Ashiana Iqbal and Raiwind Road)
- Faisalabad
- Sahiwal
- Multan
- Bahawalpur
- Sargodha
- Rawalpindi
- Kasur
- 3 Marla, 5 Marla, and 7 Marla plots
- 1-bedroom and 2-bedroom flats
- Basic facilities like roads, electricity, sewerage, water supply, schools, parks, and masjids
Who Can Apply?
| Criteria | Details |
|---|---|
| Citizenship | Must be a Pakistani national (preferably Punjab resident) |
| Income | Monthly household income between Rs. 20,000 – Rs. 60,000 |
| Homeownership Status | Must not already own a house anywhere in Pakistan |
| Age | 25 to 60 years |
| Priority Applicants | Widows, orphans, differently-abled citizens, laborers & daily wagers, female-headed households |
How to Register Online – Step-by-Step
Thanks to digitization, you don’t need to go anywhere to apply — just a working phone, CNIC, and a few minutes of your time.
Online Registration Process:
- Visit the Official Website:
Go to www.ashiana.punjab.gov.pk (official website of Punjab Housing and Town Planning Agency) - Click on “Online Registration”
- Fill Out the Form:
You’ll need to enter the following:- CNIC number
- Name, father’s name
- Family income
- Current residence
- City/district you’re applying for
- Preferred plot/flat size (3, 5, or 7 Marla / 1-bed or 2-bed flat)
- Upload CNIC copy & recent passport-size photo
- Submit the Application
- Confirmation:
You’ll receive a confirmation SMS with your application tracking number.
Required Documents
- Copy of valid CNIC
- Family income certificate or salary slip
- Proof of no property ownership (undertaking form is available on the portal)
- Utility bill copy (as proof of residence)
- Passport-size photo
What’s the Cost?
| Unit Type | Estimated Price | Monthly Installments |
|---|---|---|
| 3 Marla Plot | Rs. 450,000 – Rs. 600,000 | Rs. 8,000 – 10,000 |
| 5 Marla Plot | Rs. 700,000 – Rs. 950,000 | Rs. 12,000 – 14,000 |
| 1-Bed Flat | Rs. 850,000 | Rs. 10,000 – 11,000 |
| 2-Bed Flat | Rs. 1,200,000 | Rs. 13,000 – 15,000 |
Balloting & Allotment
If you’re selected:
- You’ll be notified via SMS
- You’ll need to pay a down payment (usually 10-20%)
- After that, you’ll get a possession timeline and payment plan
Important Dates
- Online Registration Open: Ongoing (September 2025)
- Deadline to Apply: 15th October 2025
- Balloting Expected: November 2025
- Possession Begins: Early 2026
Final Thoughts
The Mera Ghar Mera Ashiana scheme isn’t just another government announcement — it’s an actual opportunity for thousands of hardworking Pakistanis to finally own their first home. Whether you’re a factory worker, teacher, tailor, widowed mother, or anyone struggling with rent every month — this scheme is built with you in mind.
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