CM Punjab Bewa Sahara Card

The Bewa Sahara Card is a welfare scheme launched by the Punjab government in 2025, aimed especially at supporting widowed women in the province. The idea is to provide a monthly financial stipend so that widows, who often lack stable income or social support, can meet basic living costs with dignity.

Eligibility Criteria — Who Can Apply?

• Must be a widow (husband deceased).
• Must be a resident of Punjab (have Punjab domicile or proof of residence).
• Be 45 years of age or older in many districts (some districts may allow 40+ under special circumstances).
• Should not be receiving financial assistance from other overlapping government welfare programs.
• Must hold a valid CNIC (identity card), not expired.
• Should have limited income or no stable income (i.e. be from a financially vulnerable household).
• Be subject to verification by the local Zakat Committee and relevant social welfare authorities

Required Documents for Application

Before applying, you should gather all the necessary documents. Missing or weak documentation often causes delays or rejection. Here’s what you typically need:

Document	Description / Purpose
CNIC	A copy (front and back) of your valid Computerized National Identity Card
Husband’s Death Certificate	Official proof that your spouse has passed away
Proof of Residence / Domicile	Utility bills, rent agreement, or official residence certificate showing you live in Punjab
Income Proof / Affidavit	If you have any income or assets, you may be asked to provide proof; otherwise you may provide a declaration
Bank Account / Mobile Wallet Details	Where your stipend will be deposited (account in your name)
Mobile Number	Registered in your name for notifications and verification
Zakat Committee Verification	A note or verification letter from local Zakat / welfare authority confirming your status

How to apply

Once approved, the card is issued and payments begin via bank transfer or designated payment centres.

Offline method: Visit your nearest Zakat Office / District Social Welfare Office / local Zakat Committee. Collect the application form, fill it in, attach required documents (CNIC, husband’s death certificate, domicile, etc.), submit for verification.

Step 1: Get the Application Form

• Visit your nearest Zakat Office or District Social Welfare Office to collect the official Bewa Sahara Card application form.
• You can also download the form online from the Punjab Government’s official website:

Step 2: Complete the Form

• Fill in your personal information carefully, including your name, CNIC number, home address, and contact details.
• Attach all required documents, such as:
  • Copy of your CNIC
  • Husband’s death certificate
  • Proof of income
  • Domicile certificate
• After filling it out, have the form verified by the Chairman of your local Zakat Committee.

Step 3: Submit Your Application

• Submit the completed and verified form at your nearest Zakat Committee Office
  or at the District Social Welfare Department.

Step 4: Verification by the Government

• The submitted details will be verified by the concerned authorities.
• Once your application is approved, you’ll receive an SMS notification confirming your registration status.

Step 5: Card Issuance and Payment

• After successful verification, your CM Punjab Bewa Sahara Card will be issued.
• Monthly financial aid (₨10,000) will be transferred directly to your bank account or through designated payment centers.

Online method: Some sources mention downloading the form from a Punjab Government website or submitting via portal. SM S service (8171) may be used for status check or initial registration.

The Punjab government has provided multiple methods to apply, to make the scheme accessible even for those who may not be familiar with digital systems.

Method A: Online via PSER / PSPA Portal

1. Register on the Punjab Socio‑Economic Registry (PSER) or related welfare portal using your CNIC and mobile number.
2. Login and select the “Bewa Sahara Card” registration option.
3. Fill out personal details, family information, address, income status, etc.
4. Upload clear scanned copies of your documents (CNIC, death certificate, residence proof, etc.).
5. Submit your application and note down the tracking/acknowledgment number.
6. Monitor your application status through your dashboard or via SMS updates.

Method B: Offline / In‑Person Application

1. Visit your District Social Welfare Office or local Zakat Committee office or an e‑Khidmat / Union Council office.
2. Request and fill out the Bewa Sahara Card application form carefully (don’t leave blanks).
3. Attach photocopies of all required documents.
4. Submit the form and documents in person and ask for a receipt or acknowledgment that proves you submitted it.
5. The local Zakat Committee or welfare office will forward or process your application to higher authorities for verification.

Verification & Approval

• After submission, your documents and data will be cross‑verified (NADRA, PSER, local records).
• The local Zakat Committee may conduct home visits to check your living conditions.
• You may be asked to provide clarifications or additional documents.
• Once approved, you will receive notification (often via SMS).
• After approval, your Bewa Sahara Card is issued and payments start according to schedule.

Timeline & Payments

• Registration is generally open for a limited period (for example, early in the year).
• Verification may take several weeks, since district offices and welfare departments have to validate many applications.
• Once approved, disbursement of the monthly stipend begins (in most cases, starting in mid or later months).
• Payments are usually made via bank transfer, mobile wallet, or designated payment centers, depending on your district’s setup.

Tips, Caveats & Common Issues

• Fill every field carefully, especially CNIC number, spelling of names, and address. Errors cause rejections.
• Ensure scans/photos of documents are clear and legible; blurry images may be rejected.
• Keep your mobile number active and ensure it’s linked with your CNIC (for OTPs and verification).
• If you don’t have a bank account, you may need to open one — ask the welfare office for guidance.
• Be patient — verification in remote areas can take longer due to logistics.
• Follow up if status is stuck — visit your local welfare or Zakat office and ask for updates.
• Beware of fraudulent agents who promise “guaranteed approval” for a fee — official registration should be free.

Why It Matters

The Bewa Sahara Card 2025 is not just a stipend; it’s a lifeline. For many widows, losing their spouse means losing financial security too. This scheme aims to restore a measure of independence, lessen daily struggle, and give dignity to those who deserve social support.