CM 3 Marla Plot Scheme 2025

n 2025, the Punjab government under the leadership of Chief Minister Maryam Nawaz has launched an ambitious housing scheme: free 3-marla residential plots for the poorest and homeless families. The scheme is officially known under Apni Zameen Apna Ghar (AZAG) and is processed through a dedicated digital portal. This is more than just giving land — it is an effort to give dignity, stability, and a foundation for future growth to those who have long lived without a roof they truly own.

What Is the 3 Marla Plot Scheme?

Plot size: 3 marla (roughly 675 square feet) for residential use.
Free of cost: The plots are to be allotted free, without installments or charges, for eligible persons.
Number of plots (Phase 1): In the first phase, about 2,000 plots across 19 districts in Punjab.
Value: The plots are estimated to have market values ranging from Rs. 18 lakh to Rs. 25 lakh depending on location.
Supervising agency: The scheme is run under PHATA (Punjab Housing & Town Planning Agency) in consultation with HUD & PHED (Housing, Urban Development & Public Health Engineering).

Eligibility Criteria & Conditions

You will not qualify simply by desire — there are defined rules you must satisfy. Below are the main eligibility conditions and post‑allotment rules:

What you must satisfy (eligibility)

Permanent Punjab resident with valid CNIC: You must be a citizen of Punjab and hold a valid Computerized National Identity Card.
District quota: You must apply in the district you belong to. You cannot apply for a scheme in another district arbitrarily.
No prior property or house ownership: Neither you, your spouse, nor dependent children should already own a house or plot anywhere in Pakistan.
Clean criminal record: No pending criminal cases or convictions.
No bank defaults: You should not be a defaulter with any bank or financial institution.
Accurate and honest data: False information or misrepresentation can disqualify you.

Terms & Conditions Post‑Allotment (what you must adhere to)

Construction start & completion: You must begin construction within 6 months of possession, and complete the structure within 2 years (as per building by‑laws).
No sale/transfer for 5 years: You cannot sell, transfer, or lease the plot for at least 5 years from the date of allotment. Doing so may annul your allotment.
Residential use only: The plot must be used purely for dwelling; commercial usage or unauthorized alterations may lead to cancellation.
Inspections & oversight: PHATA or concerned authorities can inspect at any stage to ensure rules are followed. Violations may lead to cancellation.
Cancellation & forfeiture: If you violate conditions (build late, misuse, false data), the plot may be taken back without compensation.

How to Apply Online via AZAG Portal (Step-by-Step)

The government has made the application process digital to make it accessible and transparent. Here is the usual process:

Step 1: Visit the portal & register

Go to https://azag.punjab.gov.pk (the official AZAG portal)
Click “Register” / “Sign Up”
Fill personal info: CNIC, name, phone, email, password
Verify your email/mobile via link or code

Step 2: Login & eligibility questionnaire

Once registered, log in with your credentials
You may be asked a few preliminary questions (e.g. do you own any property, which district, income, etc.) to see if you qualify

Step 3: Fill the application form

Enter your personal details, residence, income & employment, family & dependents
Provide your address, domicile, bank or salary details where needed
Answer questions about whether you or your family have other property

Step 4: Upload required documents

You’ll need to scan and upload these files (ensure clarity):

CNIC front & back
Proof of residence / domicile
Income certificate / bank statement
Affidavit of no property ownership
Passport‑size photographs
Any additional documents requested by the portal

Step 5: Review & submit

Double-check all the information and uploaded documents
Submit the form
You should receive a confirmation, application ID / acknowledgment number for tracking

Step 6: Verification, scrutiny & balloting

The submitted applications will be verified by relevant offices (district administration, PHATA, NADRA, land record offices)
After verification, a computerized balloting (draw) will select successful applicants in each district quota.
You will be notified (via SMS, email, portal) whether your application succeeded or not.

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Tips & Best Practices for Applicants

Apply early — don’t wait until the last moment with server overload and mistakes.
Have documents ready — CNIC, domicile, income proof, affidavits, etc. Scan clearly.
Double-check entries — spelling, digits, addresses — data mismatches can kill your application.
Keep your application ID safe — use it to track status.
Monitor portal and SMS — you might be asked to submit extra papers or attend scrutiny.
Plan finances early — for construction, materials, labor.
Follow building rules — abide the timelines and use plot for residential purpose only.
Avoid brokers who ask for commission — all processing should be free.
Get help if needed — local PHATA office, Deputy Commissioner, or help desks in your district can assist.

Why This Scheme Matters

This is not just about giving a plot; it is a message: dignity, shelter, and equality. For many families, rental homes absorb much of their limited income. Owning land means security, an asset for the future, and a foundation to build generational wealth.

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